MEMOA VAULT

The Problem

How It Works

For Professionals

Security

Get Started

Get Started

NOW ONBOARDING ADVISORS

Protect the Wealth
Beyond the Portfolio.

Protect the Wealth
Beyond the Portfolio.

Preserve the legacy behind them.

AI-powered records for jewelry, art, watches, collectibles, and the heirlooms families own but nobody documents. For families, wealth advisors, and estate professionals.

AI-powered records for jewelry, art, watches, collectibles, and the heirlooms families own but nobody documents. For families, wealth advisors, and estate professionals.

Start Your Vault

Start Your Vault

For Professionals

For Professionals

Transferring between generations

$124T

Items catalogued on the platform

170,000+

<10%

$124T

Of families have any structured record

Transferring between generations

170,000+

Items catalogued on the platform

<10%

Of families have any structured record

<10%

of families have any structured record of their physical valuables

~100%

of estate plans reference a property memorandum that was never created

44%

of estate disputes happen between siblings over personal possessions

THE PROBLEM

THE PROBLEM

The most valuable possessions in a family's life are the least documented.

The most valuable possessions in a family's life are the least documented.

$124 trillion is transferring between generations. Every financial asset has infrastructure for that transfer — except physical valuables.

$124 trillion is transferring between generations. Every financial asset has infrastructure for that transfer — except physical valuables.

Every brokerage account, bank balance, and investment portfolio has a system of record. But the $3 trillion in physical valuables — gold, jewelry, watches, art, collectibles, heirlooms — sits in safes and closets with no documentation, no valuation, and no plan for what happens next.

Every brokerage account, bank balance, and investment portfolio has a system of record. But the $3 trillion in physical valuables — gold, jewelry, watches, art, collectibles, heirlooms — sits in safes and closets with no documentation, no valuation, and no plan for what happens next.

WEALTH ADVISORS

See the asset class nobody tracks.

Your clients own gold, jewelry, watches, and art worth hundreds of thousands of dollars. None of it appears in the wealth plan — until now.

First-ever visibility into clients' physical valuables

Coverage gap identification

Estate planning conversations that deepen relationships

Multigenerational client retention

ESTATE PROFESSIONALS

The document that finally exists.

Every estate plan references a personal property memorandum. Memoa auto-generates it — with photos, descriptions, valuations, and designated recipients.

Auto-generated TPPM with photos and designations

Evidence of intent for settlement

Structured records that reduce disputes

Export directly to will or trust documents

INSURANCE PROFESSIONALS

Pre-loss documentation that pays claims.

Claims get denied because families have no photos, no receipts, and no records. Memoa creates the timestamped evidence they need before loss occurs.

Timestamped photos and item identification

Receipts and appraisals stored alongside items

Coverage gap alerts

Claims-ready documentation on demand

Built for the people who protect families.

Built for the people who

protect families.

FOR PROFESSIONALS

Memoa isn't just a consumer app. It's infrastructure for wealth advisors, estate planners, and insurance professionals who need visibility into the asset class nobody tracks.

Memoa isn't just a consumer app. It's infrastructure for wealth advisors, estate planners, and insurance professionals who need visibility into the asset class nobody tracks.

TRACTION

Trusted by families and professionals worldwide.

Trusted by families and

professionals worldwide.

Memoa Vault is live with users across 130 countries, with over 170,000 items catalogued. Wealth advisors are actively onboarding clients, and institutional partnership discussions are underway across wealth management, insurance, and estate planning.

Memoa Vault is live with users across 130 countries, with over 170,000 items catalogued. Wealth advisors are actively onboarding clients, and institutional partnership discussions are underway across wealth management, insurance, and estate planning.

For advisor and institutional inquiries: shreya@mymemoa.com

For advisor and institutional inquiries: shreya@mymemoa.com

GET STARTED

Start with what matters most.

Start with what matters most.

Your first three items take less than five minutes. Everything after that is protecting your family's future.

Your first three items take less than five minutes. Everything after that is protecting your family's future.

Download on iOS

Download on iOS

Download on Android

Download on Android

Privacy  ·  Security  ·  Terms  ·  Contact

© 2026 Memoa Vault. All rights reserved.

SECURITY ARCHITECTURE

Bank-grade security.
Family-level control.

Bank-grade security.
Family-level control.

Your vault is protected by the same encryption standard used by banks and military systems. Nobody — including Memoa — can access your data.

Your vault is protected by the same encryption standard used by banks and military systems. Nobody — including Memoa — can access your data.

Granular Access Control

Choose item by item who can see what. Share jewelry records with your insurance broker without your estate attorney seeing them. Every viewer is individually controlled.

AES-256 Encryption

Every photo, record, and receipt is encrypted at rest and in transit. Your data is unreadable to anyone without your key — even if our systems were compromised.

Immutable Audit Trail

Every action is permanently logged in a cryptographic hash chain. No entry can be modified or deleted — by anyone, including us. The record is the record.

Biometric Authentication

Face or fingerprint required to access your vault. A stolen password alone is useless. A compromised device alone is useless. You need the person.

01

Scan any valuable.

Take a photo. Our AI identifies the item — brand, model, reference number, materials — and pulls current market pricing from live sources. Watches, bags, jewelry, art, collectibles.

02

Preserve the story.

Record a voice note. Attach a receipt. Designate an heir. Memoa captures not just what you own, but why it matters — the provenance, the memory, the intent behind every piece.

03

Protect the record.

Every action is permanently logged in a cryptographic audit trail. When the vault locks, the trustee receives a complete, sealed, tamper-proof record from creation to lock.

HOW IT WORKS

Three steps. Everything protected.

Three steps.

Everything protected.

Memoa's AI handles the hard part — identification, valuation, and record creation. You just take a photo.

Memoa's AI handles the hard part — identification, valuation, and record creation. You just take a photo.

"The record the trustee receives is the record the account holder created. Every entry, every change, every photograph — from account creation to lock."

"The record the trustee receives is the record the account holder created. Every entry, every change, every photograph — from account creation to lock."