NOW ONBOARDING ADVISORS
NOW ONBOARDING ADVISORS
Protect the Wealth
Beyond the Portfolio.
Protect the Wealth
Beyond the Portfolio.
Preserve the legacy behind them.
Preserve the legacy behind them.
AI-powered records for jewelry, art, collectibles, watches, and the heirlooms families own but nobody documents. For families, wealth advisors, and estate professionals.
160,000+
Items catalogued
130
130
Countries
Countries
24/7
Live market valuations
THE PROBLEM
The most valuable possessions in a family's life are the least documented.
The most valuable possessions in a family's life are the least documented.
$124 trillion is transferring between generations. Every financial asset has infrastructure for that transfer — except physical valuables.
$124 trillion is transferring between generations. Every financial asset has infrastructure for that transfer — except physical valuables.
<10%
of families have any structured record of their physical valuables
44%
of estate disputes happen between siblings — over personal possessions
~100%
of estate plans reference a personal property memorandum that was never completed
"When settlement begins, there is almost never a complete inventory. I have never seen a full inventory of personal property in my career."
"When settlement begins, there is almost never a complete inventory. I have never seen a full inventory of personal property in my career."
— VP, Tangible Personal Property · Major National Bank
— VP, Tangible Personal Property · Major National Bank
When disaster strikes — fire, theft, loss — families have no proof of what they owned. When a loved one passes, the estate plan covers financial accounts, but the jewelry, art, watches, and heirlooms have no record, no system, and no plan. Estate attorneys hand clients a blank personal property memorandum. It almost never comes back filled out. Settlement takes months. Families fight. Appraisals that could have been handled in advance now take 6–10 weeks post-death.
When disaster strikes — fire, theft, loss — families have no proof of what they owned. When a loved one passes, the estate plan covers financial accounts, but the jewelry, art, watches, and heirlooms have no record, no system, and no plan. Estate attorneys hand clients a blank personal property memorandum. It almost never comes back filled out. Settlement takes months. Families fight. Appraisals that could have been handled in advance now take 6–10 weeks post-death.
HOW IT WORKS
HOW IT WORKS
Three steps. A lifetime of protection.
Families create their vault in minutes — not months.
01
Capture
Photograph or video your valuables — jewelry, watches, art, collectibles, heirlooms. Memoa identifies each item and creates a structured record with descriptions, provenance, and location.
02
Secure
Everything is encrypted in your private vault. Attach receipts, appraisals, certificates, and family stories. Set designations — who gets what. A personal property memorandum is auto-generated.
03
Protect
Your vault stays current with live market valuations. Claims-ready documentation is always available. Share selectively with your advisor, attorney, or insurance broker — or keep everything private.
FOR PROFESSIONALS
Built for the workflows that protect families.
The same structured record serves every professional in the chain — from planning to settlement.
WEALTH ADVISORS
See the asset class nobody tracks.
Your clients own gold, jewelry, watches, and art worth hundreds of thousands of dollars. None of it appears in the wealth plan — until now.
First-ever visibility into clients' physical
valuables
Coverage gap identification
Estate planning conversations
that deepen relationships
Multigenerational client
retention
ESTATE PROFESSIONALS
The document that finally exists.
Every estate plan references a personal property memorandum. Memoa auto-generates it — with photos, descriptions, valuations, and designated recipients.
Auto-generated TPPM with photos
and designations
Evidence of intent for settlement
Structured records that reduce disputes
Export directly to will or trust documents
INSURANCE PROFESSIONALS
Pre-loss documentation that pays claims.
Claims get denied because families have no photos, no receipts, and no records. Memoa creates the timestamped evidence they need before loss occurs.
Timestamped photos and item
identification
Receipts and appraisals stored
alongside items
Coverage gap alerts
Claims-ready documentation on
demand
Bank-level security. Family-level control.
Your vault is protected by the same encryption standard used by banks and military systems. Nobody — including Memoa — can access your data.
AES-256 Encryption
Every photo, record, and receipt is encrypted at rest and in transit. Your data is unreadable to anyone without your key — even if our systems were compromised.
Biometric Authentication
Face or fingerprint required to access your vault. A stolen password alone is useless. A compromised device alone is useless. You need the person.
Granular Access Control
Choose item by item who can see what. Share jewelry records with your insurance broker without your estate attorney seeing them. Every viewer is individually controlled.
SOC 2 Compliance
Enterprise-grade security framework with SOC 2 certification on our roadmap. Your data is yours — permanently deletable at any time with no residual copies.
TRACTION
TRACTION
Trusted by families and professionals worldwide.
Trusted by families and professionals worldwide.
Memoa Vault is live with users across 130 countries, with over 160,000 items catalogued. Wealth advisors are actively onboarding clients, and institutional partnership discussions are underway across wealth management, insurance, and estate planning.
Memoa Vault is live with users across 130 countries, with over 160,000 items catalogued. Wealth advisors are actively onboarding clients, and institutional partnership discussions are underway across wealth management, insurance, and estate planning.
GET STARTED
GET STARTED
Start with what matters most.
Start with what matters most.
Your first three items take less than five minutes. Everything after that is protecting your family's future.
Your first three items take less than five minutes. Everything after that is protecting your family's future.
Download on iOS
Download on Android
For advisor and institutional inquiries: shreya@mymemoa.com
For advisor and institutional inquiries: shreya@mymemoa.com
AI-powered records for jewelry, art, collectibles, watches, and the heirlooms families own but nobody documents. For families, wealth advisors, and estate professionals.
Three steps. A lifetime of protection.
Families create their vault in minutes — not months.
01
Capture
Photograph or video your valuables — jewelry, watches, art, collectibles, heirlooms. Memoa identifies each item and creates a structured record with descriptions, provenance, and location.
03
Protect
Your vault stays current with live market valuations. Claims-ready documentation is always available. Share selectively with your advisor, attorney, or insurance broker — or keep everything private.
FOR PROFESSIONALS
Built for the workflows that protect families.
The same structured record serves every professional in the chain — from planning to settlement.
WEALTH ADVISORS
See the asset class nobody tracks.
Estate planning conversations that
deepen relationships
First-ever visibility into clients' physical
valuables
Coverage gap identification
Multigenerational client retention
Your clients own gold, jewelry, watches, and art worth hundreds of thousands of dollars. None of it appears in the wealth plan — until now.
ESTATE PROFESSIONALS
The document that finally exists.
Structured records that reduce disputes
Evidence of intent for settlement
Auto-generated TPPM with photos
and designations
Export directly to will or trust documents
Every estate plan references a personal property memorandum. Memoa auto-generates it — with photos, descriptions, valuations, and designated recipients.
INSURANCE PROFESSIONALS
Pre-loss documentation that pays claims.
Timestamped photos and item identification
Receipts and appraisals stored alongside items
Coverage gap alerts
Claims-ready documentation
on demand
Claims get denied because families have no photos, no receipts, and no records. Memoa creates the timestamped evidence they need before loss occurs.
Bank-level security. Family-level control.
SOC 2 Compliance
Enterprise-grade security framework with SOC 2 certification on our roadmap. Your data is yours — permanently deletable at any time with no residual copies.
Biometric Authentication
Face or fingerprint required to access your vault. A stolen password alone is useless. A compromised device alone is useless. You need the person.
Granular Access Control
Choose item by item who can see what. Share jewelry records with your insurance broker without your estate attorney seeing them. Every viewer is individually controlled.
AES-256 Encryption
Every photo, record, and receipt is encrypted at rest and in transit. Your data is unreadable to anyone without your key — even if our systems were compromised.
Your vault is protected by the same encryption standard used by banks and military systems. Nobody — including Memoa — can access your data.
SECURITY ARCHITECTURE